Please, don’t hesitate to contact us. We’re more than happy to help!
We get this question a lot, and it’s a good one. There are a lot of options out there. So what makes us different?
First and foremost, we’re about people. As our client, your success becomes our sole purpose and goal. It’s how we measure our success as a company (and as individuals). That’s why we decided to model the business so we worked with clients over the long term. We’re also dedicated to walking you through every single step, from your first Financial Health Check to your loan application, and from your first home purchase to your investment property portfolio. This long-term approach gets amazing results (you can read about them here).
Unfortunately, it’s impossible to answer that without knowing your financial situation. Every client is different, everyone has a different set of financial and lifestyle goals, so there is no one-size-fits-all answer. That is why we encourage you to get our Free Financial Health check so with us. So we can find out what your specific borrowing capacity is. Get A Financial Health Check.
Wait— be careful here! A loan based on the lowest interest rate isn’t always the best loan. In fact, that type of loan may cost you more in the long run and hurt your chances of reaching your financial goals, especially if you want to invest in property. You need to find out what’s best for you and choose the loan that’s going to give you the best financial future.
And that’s where we come in. We’ll check out your financial “big picture”, shop for the best loans for you, and then lay out all the pros and cons of each option.
The short answer: YES! Most of the Zinger Finance team are already property investors, and we have a lot of clients who have six or more properties in their portfolio already, (and are adding more)! You can read about some of them here.
We actually developed a Property Investor Program that will get you started and keep you going! If you want to check that out, go to our Property Investor Program page.
Only first-time home buyers can apply for this. In order to determine if you are eligible, we will need to know more about your situation. The best way for us to do this is for you to get a free Financial Health Check and then talk to one of our Finance Strategists.
It’s true that it can be harder for people who are self-employed to get a loan. However, this depends on your businesses performance and your own financial circumstances. But there are ways! We can tell you more after we get the results of your Financial Health Check. (Don’t worry, it’s free).
It really depends on your own lifestyle and financial goals. For example, some people feel the need for the security of having their own home, especially if they have a family. Other people want to secure their financial future first, before purchasing a home for themselves and are happy to rent in the meantime. If you would like to talk it through, we’re happy to help. Just contact us and we can have a chat.