What is LVR and why is it important?
Banks need a buffer to safeguard their investments when they lend money to home buyers. That buffer is your home deposit. As a general
Blogs
New Financial Year, New Lending Strategy: 5 smart moves to set yourself up right
The start of a new financial year is a clean slate. It’s when people set fresh goals, get on top of their finances, and
Thinking About Borrowing Through a Trust?
Trusts. They sound like the domain of big-time moguls and corporate lawyers, but more and more Aussie investors are using them as a tool
Should I fix my rate?
A number of banks have begun to discount their fixed rate home loans. First NAB, then Westpac lowered their rates recently and each of
Double a rate cut with a refinance
Australians have become more engaged with their home loan deals over the last couple of years. They’ve had to, because the RBA has engaged
When financing focus first on the end goal
A lot of people want to get into investing because they think “I should probably accumulate some wealth”. But apart from a loose idea
Cashback offers return for refinancers
When competition between banks was rife post-Covid, many were offering cashback loan deals for those who refinanced. Put simply, banks would ‘gift’ you between
Importance of loan approval times
Picture this, you’ve found the perfect property to invest or live in, it’s well within your budget, you have your finance pre-approved, so you
Five ways to save on mortgage repayments
It feels like a lifetime. A mortgage, that is. And that’s what ‘mortgage’ actually means in latin… a ‘death pledge’. Basically either the debt,
