Low rates – what does this mean for you?
The RBA decided to once again leave interest rates on hold at 0.1% at its recent March meeting, which means yet another month at the lowest interest rates ever. In fact, if you have been paying off a mortgage at any stage over the past few years, you have been doing so in a historically […]
Package Loans VS Basic Loans Under Variable Rates
The mortgage market is full of options as lenders try to attract business in a competitive landscape.Getting advice from a mortgage broker can be a great way to get an idea of what type of home loan will suit your situation, but it’s also good to educate yourself on the types of products that are […]
Last Call For Property Finance In 2020
If you can remember back to when we were able to go to the pub, ‘last call’ always signified that the bar was about to close for the night and this was your last chance to get a beverage. ‘What? Already?’ The end of the night can creep up on you, because time flies when […]
Should you invest or buy your own home?
Whether to buy an investment property (IP) or permanent place of residence (PPOR), is really a question about the goals of the individual. Do you want to own your own home right away, start paying it down and perhaps consider investment options later? Or do you want to create long term wealth and a passive […]
What Does Refinancing Entail?
For those who already have one or two properties, refinancing can be a great way to save money and improve loan structure. But what does refinancing entail? Let’s break it down. What is your current structure? This is the first thing we look at for clients who are interested in refinancing. At Zinger we understand […]
Why A Low Interest Rate Shouldn’t Be A Deciding Factor
Why a low interest rate shouldn’t be a deciding factor. It’s great to save money on a cheaper rate loan. But, sometimes choosing a low interest rate can cost you more in other ways. In fact, there are a whole host of other factors to consider before lodging a loan application that could make or break […]
Property Interest Rates On The Rise?
There are a lot of changes taking place in order to help banks make more money (not that they need to). And even though the RBA isn’t moving their interest rates, property interest rates are on the rise after the banks decided they’ll do so independently. The first change to take place was announced last […]
