Why A Low Interest Rate Shouldn’t Be A Deciding Factor
Why a low interest rate shouldn’t be a deciding factor. It’s great to save money on a cheaper rate loan. But, sometimes choosing a low interest rate can cost you more in other ways. In fact, there are a whole host of other factors to consider before lodging a loan application that could make or break […]
How To Structure Your Home Loans
How To Structure Your Home Loans. Whether you are purchasing a home or an investment property, it is important to structure your home loans correctly. This will help you get the most out of your borrowing power over the long term, and ensure you can take action to achieve your financial goals through property. Things […]
Property Interest Rates On The Rise?
There are a lot of changes taking place in order to help banks make more money (not that they need to). And even though the RBA isn’t moving their interest rates, property interest rates are on the rise after the banks decided they’ll do so independently. The first change to take place was announced last […]
Westpac Wages War On Mortgage Interest Rates
Have you seen in the media about the ‘war’ on mortgage interest rates that’s going on right now? Major banks across Australia are dropping their rates and Westpac is the latest to get involved by offering discounts of up to 105 basis points for their property investment loans. This is the second time this month that […]
How To Find The Best Home Loan
How To Find The Best Home Loan Whether you are buying your home or building an investment portfolio, finding the best home loan starts with a clear understanding of your needs and objectives – not just now, but in the foreseeable future too. The best home loan is rarely the one with the […]
Where Can I Find The Lowest Home Loan Rate?
Where Can I Find The Lowest Home Loan Rate? If you want to find the lowest rate home loan, you may be doing yourself a disservice. Like most consumer products, a cheaper price doesn’t necessarily mean the best value. In fact, the cheapest product on the shelf may be the worst on offer. […]
How Much Can I Borrow?
How Much Can I Borrow? Calculating how much you can borrow is not as simple as you may think. Different banks might come to different decisions on how much to lend you. Here are some things they look at before deciding. Lending Is Case By Case Finance Manager for Zinger Finance, Graham Turnbull, says […]
How One Young Sydneysider Got On The Property Ladder
Age: 25 Occupation: Finance Customer Service Manager Properties Owned: 1 Property Type: Old tenanted house (to knock down and build a modern duplex) Plan …
