Different home loan types explained
These days, there is an almost never-ending array of loan products to choose from, and scores of lenders to provide them. And it’s just
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How to refinance effectively
A decade of falling or steady interest rates had borrowers nice and comfortable, but the last 10 months have woken everyone up to the
How inflation affects your mortgage
Inflation has been running rampant over the past year and the government and RBA are pulling their hair out trying to get it under control.
What is LVR and why is it important?
Banks need a buffer to safeguard their investments when they lend money to home buyers. That buffer is your home deposit. As a general rule,
What’s in Store for the Lending Market in 2023
There are three certainties in life…death, taxes and major banks reporting record profit just about every quarter. But as borrowing becomes tougher for owner-occupiers and
Get Financially Fit
If you are looking at investing or buying an owner-occupier home in the new year, you will face the tightest lending conditions in recent memory.
How can you save thousands on your home loan
Eight straight rate rises from the RBA, all passed on by lenders, mean that most Aussie borrowers are now paying hundreds of dollars extra a
Updates to First Home Buyers Grants/Schemes
November will mark 6 months since Labor came to power in the federal election. Labor’s campaign saw them promise a ‘Help to Buy’ scheme, where
RBA Cash Rate Announcement – November 2022
RBA governor Philip Lowe forewarned another rate rise would be necessary after the latest inflation figures remained stubbornly high. And today, the central bank was
