What is LVR and why is it important?
Banks need a buffer to safeguard their investments when they lend money to home buyers. That buffer is your home deposit. As a general rule,
Blogs
What’s in Store for the Lending Market in 2023
There are three certainties in life…death, taxes and major banks reporting record profit just about every quarter. But as borrowing becomes tougher for owner-occupiers and
Get Financially Fit
If you are looking at investing or buying an owner-occupier home in the new year, you will face the tightest lending conditions in recent memory.
How can you save thousands on your home loan
Eight straight rate rises from the RBA, all passed on by lenders, mean that most Aussie borrowers are now paying hundreds of dollars extra a
Updates to First Home Buyers Grants/Schemes
November will mark 6 months since Labor came to power in the federal election. Labor’s campaign saw them promise a ‘Help to Buy’ scheme, where
RBA Cash Rate Announcement – November 2022
RBA governor Philip Lowe forewarned another rate rise would be necessary after the latest inflation figures remained stubbornly high. And today, the central bank was
How do you increase your borrowing power with the banks?
Aggressive back to back rate rises by the RBA have put a lot of would-be investors in a much different position than they were back
RBA Cash Rate Announcement – October 2022
The RBA has hiked the cash rate again in October, though this time it took the foot of the throttle slightly and hiked by 25
RBA Cash Rate Announcement – September 2022
Variable rate mortgage holders are in for more pain after the RBA raised the cash rate by another 50 basis points at its September meeting
