Articles

2021 / APRA intervenes / family home guarantee / Fixed rate rises / lending / mortgage strategist / Technology rethink / Zinger Finance

The Lending Year That Was In 2021

The lending year that was in 2021 2021 was another crazy year in every sense of the word. Of course…

0.1% / December 2021 / RBA Announcement / Zinger Finance / Zinger Finance Mortgage Strategist

There were no Christmas surprises today as the RBA elected to leave the cash rate unchanged at 0.1% at its…

buying properties in 2022 / buying properties in Australia / Mortgage Broker / Zinger Finance / Zinger Finance Mortgage Strategist

Here we are at the pointy end of the year already. And 2021 was a crazy one. Just as people…

APRA / mortgage brokers / November Meeting / official cash rate / RBA Announcement / Reserve Bank / Zinger Finance

It’s all about the number ‘1’ this month for the RBA, after it left rates on hold yet again at…

Australians / Banks / Fees / Lenders Mortgage Insurance / Loan Product / Mortgage Broker / Switching / Zinger Finance

Banks have relied on Aussies paying the ‘lazy tax’ for generations. We think all banks are as bad as each…

Family home guarantee (for single parents) / first home buyer / First Home Loan Deposit Scheme / New Home Guarantee / Zinger Finance

First home buyer grants, concessions and benefits chop and change, but in recent years, they have mostly been aligned to…

APRA / Banks / borrowing / Investing / loan serviceability / New Restrictions / property / Zinger Finance

This week the Australian Prudential Regulation Authority (APRA) intervened in the property market by tightening some of its rules around…

meeting / October / on hold / RBA Announcement / The central bank / Zinger Finance

There were no surprises today as the RBA voted to keep rates on hold at 0.1% at its October meeting.…

Australia / Banks / Better deal / Flexible features / Loan Reviewed / Rate expectations / regularly review your loan / Zinger Finance

The lending environment is changing all the time, so it’s important to regularly review your loan or loans and make…

Announcement! / cash rate on hold at 0.1% / central bank / RBA / September meeting / Zinger Finance

The RBA left the cash rate on hold at 0.1% at its September meeting, surprising no one.. The central bank…