Different types of loans available. Depending on whether you are buying a home or an investment property, there are many different types of loans available. Let’s take a look at some of the most[...]Read More about What Are The Different Types Of Loans Available?
I Have Saved Up My Deposit … What Next?. If you have saved up a deposit, and are unsure what to do next, you are not alone. We often get asked “What[...]Read More about I Have Saved Up My Deposit … What Next?
Why a low interest rate shouldn’t be a deciding factor. It’s great to save money on a cheaper rate loan. But, sometimes choosing a low interest rate can cost you more in other ways. [...]Read More about Why A Low Interest Rate Shouldn’t Be A Deciding Factor
How To Structure Your Home Loans. Whether you are purchasing a home or an investment property, it is important to structure your home loans correctly. This will help you get the most out of[...]Read More about How To Structure Your Home Loans
The new financial year brought a new, record low interest rate when the Reserve Bank of Australia (RBA) reduced the rate on 2 July by 0.25 basis points to 1%. What does this mean to[...]Read More about Are You Benefiting From The Full Interest Rate Cut?
Credit Report Now that banks are using comprehensive credit reporting as part of the loan application process it has become crucial to maximise your credit score and choose a broker carefully. What is[...]Read More about What Is A Credit Report?
Interest in advance. If you have an investment loan, you may be able to save money and streamline your cashflow by paying next year’s interest in advance. According to Madhu Ramana, CEO of[...]Read More about Interest In Advance
There are a lot of changes taking place in order to help banks make more money (not that they need to). And even though the RBA isn’t moving their interest rates, property interest rates are[...]Read More about Property Interest Rates On The Rise?
Have you seen in the media about the ‘war’ on mortgage interest rates that’s going on right now? Major banks across Australia are dropping their rates and Westpac is the latest to get involved by offering[...]Read More about Westpac Wages War On Mortgage Interest Rates
APRA has hinted at the possibility that they may be ready to remove caps on home loans for investors since the recent improvements to mortgage lending standards and investor loan demands. Wayne Byres, APRA chairman,[...]Read More about Are There More APRA Changes To Come?